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Compliance & cybersecurity insights

Technical-commercial articles on the regulatory and technological challenges facing financial entities in the era of artificial intelligence.


Anatomy of agentic AI AML triage: what the machine decides

June 2026 · 7 min read

A case study: an AI agent triages Anti-Money Laundering: prevención de blanqueo de capitales. Consume 5-10% del presupuesto operativo de una entidad media; los sistemas tradicionales generan >95% falsos positivos. Leer más → AML alerts overnight. What it resolves alone, where the four-eyes principle stops it before the report to Servicio Ejecutivo de la Comisión de Prevención del Blanqueo de Capitales e Infracciones Monetarias. Unidad de inteligencia financiera de España (FIU), receptor oficial de las comunicaciones de operativa sospechosa de las entidades obligadas.SEPBLAC, and what the audit trail records.

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Agentic AI and regulation: who answers when the agent acts alone

June 2026 · 7 min read

An autonomous agent decides on credit, insurance or funds without human approval at every step. How to govern it under the Reglamento UE 2024/1689: marco europeo para sistemas de IA basado en riesgo. Prohíbe usos inaceptables, regula los de alto riesgo y establece transparencia para modelos generativos. Entrada en vigor escalonada 2025-2027.AI Act, Digital Operational Resilience Act: reglamento UE 2022/2554 sobre resiliencia operativa digital. Exige a entidades financieras de la UE resistir, responder y recuperarse de incidentes TIC. En vigor desde 17 enero 2025. Leer más → DORA and Law 10/2010, and what changes with the Digital Omnibus delay.

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Anatomy of a DORA incident: from first signal to notification

June 2026 · 7 min read

A case study: how a fintech walks a major incident under Digital Operational Resilience Act: reglamento UE 2022/2554 sobre resiliencia operativa digital. Exige a entidades financieras de la UE resistir, responder y recuperarse de incidentes TIC. En vigor desde 17 enero 2025. Leer más → DORA, from detection to the notification to its regulator, and where the manual process loses the hours the rule does not forgive.

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SEPBLAC software: automate AML reporting without losing traceability

June 2026 · 6 min read

Every fintech operating in Spain is an obliged entity before Servicio Ejecutivo de la Comisión de Prevención del Blanqueo de Capitales e Infracciones Monetarias. Unidad de inteligencia financiera de España (FIU), receptor oficial de las comunicaciones de operativa sospechosa de las entidades obligadas.SEPBLAC. How to automate the special examination and filing while preserving the audit trail and the four-eyes principle.

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Agentic AI and Zero Trust: Why identity must precede connectivity

May 2026 · 8 min read

Agentic AI multiplies attack velocity. The "connect first" model is broken. Cryptographic identity must be the starting point.

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DORA 2026: A practical guide for financial entities

May 2026 · 8 min read

What Digital Operational Resilience Act: reglamento UE 2022/2554 sobre resiliencia operativa digital. Exige a entidades financieras de la UE resistir, responder y recuperarse de incidentes TIC. En vigor desde 17 enero 2025. Leer más → DORA requires, how it affects your entity, and what you need to implement before the next audit. Includes compliance checklist by department.

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AML Automation with AI: From manual screening to intelligent triage

May 2026 · 7 min read

How artificial intelligence is transforming Anti-Money Laundering: prevención de blanqueo de capitales. Consume 5-10% del presupuesto operativo de una entidad media; los sistemas tradicionales generan >95% falsos positivos. Leer más → AML compliance — from sanctions screening to automated special examination.

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Zero Trust in banking: Why VPNs are no longer enough

May 2026 · 6 min read

The perimeter security model is exhausted. Modelo arquitectónico bajo el axioma "nunca confíes, verifica siempre". Cada acceso se verifica individualmente con identidad criptográfica, en cada interacción — sin importar si la petición viene de dentro o fuera de la red. Leer más → Zero Trust redefines how financial entities protect their critical applications.

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